There may be expenses paid to others like inspectors or insurance firms, even if you paid cash for the property:
Attorney Fees – You may want to hire an attorney when purchasing a home. They usually charge a percentage of the selling price up to 1%, or some work on an hourly basis or for a flat fee.
Title Search Costs – Usually your attorney will perform or will arrange for the title search to ensure there are no obstacles such as liens or lawsuits regarding the property. Or you may work with a title company to verify a clear property title.
Homeowner's Insurance – Most lenders require you prepay the first year's premium for homeowners insurance, sometimes called hazard insurance, and must show proof of payment at the closing. This insures that the investment will be secured even if the property is destroyed.
Real Estate Agent's Sales Commission – The seller pays the real estate agent's commission, and if one agent lists the property and another sells it, the commission is usually split. The commission is negotiable between the seller and the agent.
We've been assisting our clients afford the home of their dreams for many years and we love what we do. Give us a shout...you'll understand why!!
Licensed in : CA, NV, UT
Nevada License: 25855
Company Nevada License: 2647
Company NMLS: 322341
Individual NMLS: 307439
www.nmlsconsumeraccess.org
3571 E. Sunset Road
Las Vegas, NV 89120
Phone: (702) 419-5101
timothy.klinger@gmail.com
tim@citizens-choice.com
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